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Beware of what you wish for!

Some years ago defendant insurers kicked up a fuss about the cost of success fees and After the Event (ATE) premiums in RTA cases. Apparently this raised the costs of all motor insurance and we all had to pay for it. In April 2013 the Jackson reforms provided the solution and the defendant insurers were […]

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Trust, does it survive in the modern world?

Modern insurance is thought to have started in Genoa around the 14th century. The big break came in the 17th century London mercantile market, in a coffee house run by a certain Mr Lloyd, way before Costa or Starbucks. Over time the basic principle of insurance turned on ‘utmost good faith’ and ‘my word is […]

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